Financial Planner

1. Click New Project on the top right.
2. The Create Financial Projection dialog opens.
3. Choose a starting point:
   • Blank Project — start from scratch.
   • One of the industry templates (for example, SaaS, E-commerce, Restaurant, Services, Mobile App). Templates pre-fill revenue items, common cost categories, and assumptions tuned to that business model.
4. Fill in:
   • Project Name (required) — for example, 5-Year Business Plan 2026.
   • Description — optional.
   • Projection Period — 3-Year Plan or 5-Year Plan.
   • Currency — defaults to USD, but you can pick any currency from the dropdown.
   • Shared Access — pick teammates who should be able to open and edit this projection.
5. Click Create Project.

You land on the project page with eight tabs across the top.

The Financial Planner is tab-driven. Work them in this order:

Revenue Items

1. Click the Revenue Items tab.
2. Add each product or service you sell. For each:
   • Name of the item.
   • Unit price and billing frequency (one-off, monthly, quarterly, annual).
   • Forecasted units sold per month or per year across the projection period.
   • Cost of goods sold per unit if applicable.

The revenue total flows into your profit & loss automatically.

Model Inputs

1. Click the Model Inputs tab.
2. Add your Operating Expenses — salaries, rent, software, marketing, etc. For each line, enter the amount and how it grows year over year.
3. Add Non-Operating Income (interest earned, grants).
4. Add Other Taxes beyond income tax (sales tax, payroll tax).
5. Add Non-Recurring Expenses — one-off equipment, legal fees, etc.
6. Enter the tax rate and depreciation assumptions.

Each row has its own edit dialog with the full schema so you can be specific about when the cost starts and stops.

Profit & Loss

The Profit & Loss tab is calculated, not entered. It shows revenue, COGS, gross profit, operating expenses, EBITDA, taxes, and net profit year by year. Use it as the bottom-line read on whether your assumptions hang together.

Balance Sheet

1. Click the Balance Sheet tab.
2. Add starting balances for assets and liabilities (cash, equipment, accounts payable, loans, equity).
3. Nautis projects each line forward using your P&L and assumptions.

Cash Flow

The Cash Flow tab is calculated from your P&L and balance sheet. It shows cash from operations, investing, and financing — and rolls forward your cash balance.

Loan Schedule

1. Click the Loan Schedule tab.
2. Add each loan with principal, interest rate, term, and start date.
3. Nautis builds an amortization schedule and flows the interest expense into your P&L and principal repayments into your cash flow.

Notes

Use the Notes tab to document the assumptions behind your numbers — anything that needs context for a reader. Investors love a notes page that explains the why.

1. Click the Dashboard tab.
2. You'll see:
   • Revenue trend chart over the projection period.
   • Expense breakdown as a pie chart.
   • EBITDA, net profit, and gross margin key metrics.
   • Burn rate and cash runway based on your cash flow.
   • Year-over-year deltas with up and down arrows.

This is the page you'll spend the most time on once your inputs are stable. It's where scenarios become obvious.

There isn't a separate "scenario" button — instead, you clone the whole project and tweak the clone.

1. Go back to the project list.
2. Find the project you want to fork.
3. Use the card menu to copy it (or create a new project, picking the same template, and re-enter your numbers).
4. Rename the copy (for example, 5-Year Plan — aggressive growth) and edit its assumptions.
5. Use the Compare action from the list to open the comparison view, which lays two projections side by side so you can see which assumptions move the needle.

Typical scenarios to try: lower customer growth, higher CAC, slower hiring, a delayed funding round.

On the project page, the top-right has three export options:

• Export Excel — opens the export dialog. Pick what to include (P&L, balance sheet, cash flow, etc.) and Nautis builds a multi-sheet workbook.
• Export PDF — opens a print preview and downloads the projection as a printable report.

Click Export Excel when you want investors or your accountant to be able to dig in. Click Export PDF when you want a polished read-only artifact for a data room.

Click Edit Project in the top right to change the name, description, currency, projection period, or shared access. The underlying numbers stay intact.