A software budget is easy to ignore while it's small, and then one quarter someone asks why it has quadrupled. The numbers below show how that happens. Each stack is a plausible set of choices for that size, priced tool by tool from the vendor's own pages as of November 2026.
These aren't recommendations of each brand, and you can swap any line. Seat counts are our assumptions, written beside each price so you can change them. For what a shared-workspace product can replace, the startup operating system page covers that decision. This page is about the money.
What a startup software stack costs at each size
Here are the totals first. The tables after this one show how we got them. Per-person cost goes up with size, because bigger teams move to pricier plans and buy tools the small team skipped.
| Team size | Monthly total | Per person | Share from tools charged on every head | Roughly a year |
|---|---|---|---|---|
| 2 people | $66.80 | $33.40 | 37% | $802 |
| 10 people | $733.45 | $73.35 | 48% | $8,801 |
| 30 people | $2,574.20 | $85.81 | 60% | $30,890 |
Tools charged on every head means company-wide lines such as email, chat, docs and passwords. At 30 people, those four lines are 60% of the bill, and that's why the seat audit later on this page matters more than any negotiating.
The 2-person stack: $66.80 a month
Two founders, pre-revenue or just past it. The rule at this size is simple: use a $0 version wherever its limit doesn't hurt yet. Only four lines cost money.
| Job | Tool and plan | Price on the vendor's page | Monthly cost |
|---|---|---|---|
| Email and docs | Google Workspace Business Starter, flexible | $8.40 per user | $16.80 (2) |
| Accounting | Xero Early | $27 | $27.00 |
| E-signature | Dropbox Sign Essentials | $15, one user | $15.00 |
| Passwords | Bitwarden Teams | $4 per user, billed annually | $8.00 (2) |
| Banking | Mercury base plan | $0 | $0 |
| Chat | Slack, $0 version | 90 days of message history | $0 |
| Issues | Linear Free | $0, up to 250 issues and 2 teams | $0 |
| Code | GitHub Free | $0 | $0 |
| CRM | HubSpot, $0 version | Up to 2 users and 1,000 contacts | $0 |
| Design | Figma Starter | $0, with AI credits capped | $0 |
| Analytics | Google Analytics | $0 | $0 |
| Total | $66.80 |
Linear's 250-issue cap is usually the first wall. Xero is also the line you'd want to argue about: some very early companies keep records in a sheet and pay an accountant quarterly, though we'd start clean. The day-one checklist explains why each job is on this list at all.
The 10-person stack: $733.45 a month
A seed-stage company with six people building and four selling or running things. Message history starts to matter, customers are real, and payroll is mandatory. We assume annual commitment where it's published, because this team has enough certainty to commit.
| Job | Tool and plan | Price on the vendor's page | Monthly cost |
|---|---|---|---|
| Email and docs | Google Workspace Business Standard, annual | $14 per user | $140.00 (10) |
| Chat | Slack Pro, paying monthly | $8.75 per member | $87.50 (10) |
| Wiki | Notion Plus | $10 per member | $100.00 (10) |
| Issues | Linear Basic, billed yearly | $10 per user | $60.00 (6) |
| Code | GitHub Team | $4 per user | $24.00 (6) |
| Design | Figma Professional | $16 Full seat, $3 Collab seat | $25.00 (1 Full, 3 Collab) |
| CRM | HubSpot Starter, normal price | $20 per seat | $40.00 (2) |
| Accounting | Xero Growing | $59 | $59.00 |
| Payroll | OnPay Payroll Essentials | $49 plus $6 per person | $109.00 (10) |
| Passwords | 1Password Teams Starter Pack, billed yearly | $24.95 for up to 10 members | $24.95 |
| E-signature | Dropbox Sign Standard, monthly | $25 per user | $50.00 (2) |
| Analytics | Plausible Growth | $14 at 10k monthly pageviews | $14.00 |
| Total | $733.45 |
HubSpot's page advertised Starter for new customers at $10 a seat paying monthly or $7 paying yearly, against the normal $20. We've used the normal price because a promotion isn't a budget. Slack's pricing page showed us rupees, so the $8.75 comes from the worked example on Slack's own billing help page. We read no US annual price. We also couldn't load Gusto's pricing page, which is why OnPay is on the payroll line. The first 10 employees guide covers what the people side needs at this size.
The 30-person stack: $2,574.20 a month
A company past Series A, or close, with 14 in product and engineering, 6 selling and 10 in everything else. Permissions and reporting start to need real plans, and a dashboard appears because the leadership team can no longer fit round one laptop.
| Job | Tool and plan | Price on the vendor's page | Monthly cost |
|---|---|---|---|
| Email and docs | Google Workspace Business Standard, annual | $14 per user | $420.00 (30) |
| Chat | Slack Pro, paying monthly | $8.75 per member | $262.50 (30) |
| Wiki | Notion Business | $20 per member | $600.00 (30) |
| Issues | Linear Business, billed yearly | $16 per user | $224.00 (14) |
| Code | GitHub Team | $4 per user | $56.00 (14) |
| Design | Figma Professional | $16 Full, $12 Dev, $3 Collab | $98.00 (2 Full, 4 Dev, 6 Collab) |
| CRM | HubSpot Starter, normal price | $20 per seat | $120.00 (6) |
| Accounting | Xero Established | $97 | $97.00 |
| Payroll | OnPay Payroll Essentials | $49 plus $6 per person | $229.00 (30) |
| Passwords | 1Password Business, billed yearly | $8.99 per user | $269.70 (30) |
| E-signature | Dropbox Sign Standard, monthly | $25 per user | $100.00 (4) |
| Analytics | Plausible Business | $19 at 10k monthly pageviews; rises with traffic | $19.00 |
| Dashboard | Geckoboard Essentials, billed annually | From $79 | $79.00 |
| Total | $2,574.20 |
Treat this one as a floor. A sales team of six may need a higher HubSpot plan, and the page we read only covered Free and Starter, so we couldn't price it. Analytics at real traffic will cost more than the $19 shown. Figma's Organization plan and Notion's Enterprise are further steps that some companies take at this size.
What these totals leave out
Software subscriptions are often the smaller part of the true bill. Add these yourself, as they vary too much for us to guess.
- Cloud hosting and infrastructure. For a technical product this can pass everything above.
- AI usage. Figma, Notion and others meter AI through credits or add-ons, such as Notion's Custom Agents at $10 per 1,000 monthly credits. Developer AI tools usually sit outside this table too.
- Advisers. Lawyers, accountants and bookkeepers. Software doesn't remove them.
- Benefits and HR. Health plans and any HR suite you add to payroll.
- Credits and discounts. Startup programmes can cut year-one bills a lot. Stripe Atlas, for example, lists $2,500 in Stripe product credits and partner discounts. Budget for the year after they end.
- Local price differences and tax. Google and Slack both showed us rupee prices on their pricing pages, based on our location. Check what your own billing country shows, as it may differ from the dollar figures here.
What to consolidate, and when
Don't consolidate on a calendar. Do it when one of these triggers shows up, and start with the fewest users who'd object. The full method is in the tool consolidation playbook.
| Trigger | What to do | Example from the stacks above |
|---|---|---|
| Two tools hold the same documents | Pick one, and move the other's content over a fortnight | Google Docs is already paid for at $140, so ask whether Notion at $100 earns its place at 10 people |
| A per-seat line covers people who rarely open it | Downgrade those seats, or use a free viewer role | Figma lets paid plans add viewers who don't need a seat |
| A tool is used by one or two people for one job a month | Share the job, or move it to a tool you have | Four Dropbox Sign seats for occasional contracts |
| A plan upgrade is only for one feature | Check whether the cheaper plan and a workaround would do | Linear Business at $16 against Basic at $10 is $84 a month for 14 people |
| Renewal is within 60 days | Export data, ask for the annual rate, or cancel | Any line with an annual commitment |
| A function gets its own lead | Let them choose, and expect the bill to rise | A sales head replacing Starter with a full sales platform |
Seat audits come first, because they carry no migration cost. Slack's fair billing policy already credits members inactive for more than 28 days, but most tools won't do this for you. Check the rest by hand each quarter. The Tool Tax calculator gives a quick estimate of what you could cut.
Does an all-in-one change the sum?
Sometimes, and it depends on team size. Using Nautis as the example, because we can describe it accurately, here is how the arithmetic falls out on these three stacks, with Nautis prices as of November 2026.
- At 2 people, no. Launch is $49 a month. The only lines it could plausibly remove here are Dropbox Sign and Bitwarden, worth $23 together, so you'd pay more. Buy it for connected work, if at all, and not to save money.
- At 10 people, it can. Voyage is $99 and covers up to 10 members. Suppose Docsign, the Leads CRM and Notes are enough for your team: you could drop Dropbox Sign, HubSpot and Notion, worth $190 together, for a net saving of $91. That only holds if those modules really suit you, and specialists do go deeper. Email, chat, code, accounting and payroll stay.
- At 30 people, no. Fleet stops at 25 team members. Nautis is built for startups, and a company this size with function leads is usually better served by specialists.
That's a narrower claim than most consolidation pitches make, and it's the honest one. If a shared workspace interests you, read the startup operating system page for what it does beyond the bill. For products sold as a suite, the all-in-one platform page has a buying test.
FAQ
How much should a startup spend on its software stack?
In our worked examples, about $33 per person a month at 2 people, $73 at 10 and $86 at 30, on list prices as of November 2026. Those figures exclude cloud hosting and AI usage. Use them as a sanity check: if you're well above them at the same size, look at seat counts first.
What is the right software stack for startups with two founders?
Email, accounting, a password manager and a way to sign documents are the only lines worth paying for. Slack, Linear, GitHub, HubSpot and Figma all publish $0 versions with limits as of November 2026. Move up only when a limit starts to hurt.
When should a startup consolidate its tools?
When two tools hold the same data, when seats sit unused, or when a renewal is coming and nobody would object to losing the tool. Don't do it on a schedule. Start with seat audits, since they carry no migration cost, and leave alone anything a function lead depends on.
Why does a stack cost more per person as a company grows?
Larger teams move to higher plans for permissions and reporting, and they add tools that a small team skips, such as a dashboard or payroll. In our examples, four company-wide tools make up about 60% of the bill at 30 people. A seat you don't need costs the same every month it sits idle.
Disclosure: We make Nautis, so we have a stake in this topic. Prices come from published pages, and the seat counts are our assumptions. Spotted something out of date? Tell us and we will correct it.
Sources
- Google Workspace Help: Flexible and Annual plan prices
- Slack Fair Billing Policy, with Pro price example
- Notion pricing
- Linear pricing
- GitHub pricing
- Figma pricing
- HubSpot CRM pricing
- Xero US pricing
- OnPay pricing
- 1Password business pricing
- Bitwarden business pricing
- Dropbox Sign pricing
- Plausible pricing
- Geckoboard pricing
- Mercury pricing
- Google Analytics
- Stripe Atlas

